First-Time Homebuyer Loans and Homebuyer Loans

First-Time Homebuyer Loans and Homebuyer Loans

People Inc. can help creditworthy first-time homebuyers or those who have not owned a home in the last three years access low-interest home loans. People Inc. works with Virginia Housing to offer the following types of home loans: 

  • Conventional Loans
  • Federal Housing Administration (FHA) Loans
  • USDA Rural Development Guaranteed Loans 
  • Veterans Loans 

Borrowers must meet income and loan limits to qualify for loans. Down-payment assistance may also be available for first-time homebuyers. Call (276) 619-2274 or email to learn more. 

People Inc. also assists with home loan packaging for the USDA Rural Development 502 Direct Loan. A housing counselor will help you determine which service may be best for you. Contact us at (276) 619-2274 or at 

To learn more about the home buying process, visit Virginia Housing’s website by clicking here.

This service is offered through People Inc. in the following areas:

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