Homeownership and Housing Counseling

People Inc. housing counselors help qualified families make a long-term investment in their future by becoming homeowners. We provide one-one-one homeownership to eligible individuals and families. Contact People Inc. at (276) 619-2274 or email info@peopleinc.net for more information.

Virginia Relay (711) is available for individuals who are deaf, hard of hearing, or have speech disabilities. Please dial 711 to connect with our office. We also provide reasonable accommodations upon request.

Learn more about our homeownership and housing counseling services:

Foreclosure Prevention Counseling

If you are behind on your mortgage or in danger of defaulting on your home loan, we can help!

Contact one of our Housing Counselors for more information by emailing info@peopleinc.net or calling (276) 619-2274.

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First-Time Homebuyer Loans and Homebuyer Loans

People Inc. can help creditworthy first-time homebuyers or those who have not owned a home in the last three years access low-interest home loans. People Inc. works with Virginia Housing to offer the following types of home loans:

Conventional Loans
Federal Housing Administration (FHA) Loans
USDA Rural Development Guaranteed Loans
Veterans Loans

Borrowers must meet income and loan limits to qualify for loans. Down-payment assistance may also be available for first-time homebuyers. Call (276) 619-2274 or email info@peopleinc.net to learn more.

People Inc. also assists with home loan packaging for the USDA Rural Development 502 Direct Loan. A housing counselor will help you determine which service may be best for you. Contact us at (276) 619-2274 or at info@peopleinc.net.

To learn more about the home buying process, visit Virginia Housing’s website by clicking here.