Homeownership and Housing Counseling

Homeownership and Housing Counseling

People Inc. housing counselors help qualified families make a long-term investment in their future by becoming homeowners. We provide one-one-one homeownership to eligible individuals and families. Contact People Inc. at (276) 619-2201 or email info@peopleinc.net for more information.

Learn more about our homeownership and housing counseling services:

Foreclosure Prevention Counseling

If you are behind on your mortgage or in danger of defaulting on your home loan, we can help!

Contact one of our Housing Counselors for more information by emailing info@peopleinc.net or calling (276) 623-9000.

This service is offered through People Inc. in the following areas:

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First-Time Homebuyer Loans and Homebuyer Loans

People Inc. can help creditworthy first-time homebuyers or those who have not owned a home in the last three years access low-interest home loans. People Inc. works with Virginia Housing to offer the following types of home loans: 

  • Conventional Loans
  • Federal Housing Administration (FHA) Loans
  • USDA Rural Development Guaranteed Loans 
  • Veterans Loans 

Borrowers must meet income and loan limits to qualify for loans. Down-payment assistance may also be available for first-time homebuyers. Call (276) 619-2201 or email info@peopleinc.net to learn more. 

People Inc. also assists with home loan packaging for the USDA Rural Development 502 Direct Loan. A housing counselor will help you determine which service may be best for you. Contact us at (276) 619-2201 or at info@peopleinc.net. 

To learn more about the home buying process, visit Virginia Housing’s website by clicking here.

This service is offered through People Inc. in the following areas:

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Homebuyer Education

Virginia Housing also offers free Homebuyer Education classes in English and Spanish. Learn more about those classes here.

This service is offered through People Inc. in the following areas:

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